FiDA at a Crossroads

With FiDA (Financial Data Access), the EU is facing a pivotal step: moving from Open Banking to Open Finance. The new framework is intended to give consumers and businesses greater control over their financial data while simultaneously driving innovation in the financial sector. However, there are also challenges: data protection, fair competition, and the handling […]

EUDI Wallet and eIDAS 2.0

Discover how eIDAS 2.0 and the EUDI Wallet are transforming the financial sector: from mandatory acceptance in onboarding and payments to new opportunities for banks and financial service providers.

Workshop NextGen Payments: Revolution or Evolution by 2030?

Discover the future trends in our exclusive workshop. We will show you how the future drivers of digitalization, regulation and cyber security will affect your business models and develop individual solutions with you. Payment services are subject to constant change, which has accelerated even further in recent times. They are reflected in the future drivers […]

TC-Whitepaper ‘Payments in Change: Where is the journey heading?’

The payments industry is on the brink of monumental change. Key drivers – digitalisation, regulation, and cyber security – are not only adding layers of complexity to the current landscape but also intensifying uncertainty about what lies ahead. In our latest whitepaper, we explore the prevailing trends within the payments sector and outline five potential […]

Cyber Security – building trust and security in the future of payment

Between the dynamic poles of cyber security, regulation, and digitalisation, future drivers are having a major impact on today’s payments industry. This article, the third in a three-part series, takes a closer look at the opportunities and challenges of cyber security for banks and payment service providers. The first article presented the current initiatives shaping payment […]

What banks and payment service providers need to know about PSD3 and PSR

The financial world is in constant state of change, driven in particular by technological advances and regulatory adjustments. The current regulatory initiatives of the European Commission, PSD3 (Payment Service Directive 3) and PSR (Payment Service Regulation), will be further steps in this development. According to the European Commission, they aim to harmonize payment transactions within […]

DORA: What banks and payment service providers need to prepare for

The digitalisation of products and processes brings not only opportunities for banks and payment service providers, but also an increasing number of risks. Cyber attacks and IT failures can cause enormous financial and reputational damage. This is where DORA, the Digital Operational Resilience Act, takes action. This EU regulation aims to ensure that financial institutions […]

PSD3/PSR, DORA, and more – what comes with the next wave of payment regulations?

Between the dynamic poles of regulation, cyber security, and digitalisation, future drivers are having a major impact on today’s payment industry. This article, the second in a three-part series, takes a closer look at current and planned regulatory adjustments. The first article presented the current initiatives shaping payment digitalisation in Europe – the digital euro. […]

The digital euro – Europe’s answer to digitalization in payment?

Between the dynamic poles of digitalization, regulation and cyber security, future drivers are having a major impact on today’s payment industry. As the first in a three-part series, this article takes a closer look at current trends and innovations shaping the digitalization in payment. Various trends and innovations are influencing the payment industry and driving […]

The digital euro – complement or competitor in the payment portfolio?

On November 1, 2023, the European Central Bank launched the preparatory phase for the introduction of the digital euro. After a two-year investigation phase, the development of the required infrastructure and platform will now begin. This phase also includes tests to determine whether the digital euro has a sustainable future. In two years from now, […]